Rates
Savings Rates
| Rate Type | Annual Percentage Yield (APY**) | Dividend Rate |
|---|---|---|
| Share Savings | 0.25% | 0.250% |
| Special Savings | 0.25% | 0.250% |
| Tax & Insurance | 0.17% | 0.170% |
| IRA | 0.65% | 0.652% |
| Christmas Club | 0.50% | 0.501% |
| Jr. Savings / Special Savings | 0.50% | 0.501% |
| Share Certificate (CD) Rates - Requires $1000 Minimum Balance To Open. (Penalty For Early Withdrawal May Be Imposed.) | ||
| 91 day | 3.05% | 3.085% |
| 182 day | 3.25% | 3.276% |
| 12 month | 3.50% | 3.546% |
| 18 month | 2.55% | 2.574% |
| 24 month | 2.65% | 2.676% |
| 30 month | 2.75% | 2.778% |
| 36 month | 2.85% | 2.881% |
| 48 month | 2.95% | 2.983% |
| 18 month Special ($5,000.00 min.) | 2.55% | 2.574% |
Loan Rates
| Loan Type | Loan Rate (APR*) | Term | Payment per $1000 Borrowed |
|---|---|---|---|
| New Cars (2026 - 2023) | as low as 3.99% | 36 Months | $29.52 |
| Used Cars (2022 & older) | as low as 4.49% | 36 Months | $30.20 |
| Kwik Cash | 15.90% | LOC | $30.00 |
| Unsecured Loan | as low as 8.99% | 36 Months | $31.80 |
| Share Secured | 4.00% | 36 Months | $29.53 |
| CD Secured | 3% above CD rate | ||
| First Mortgage Lien | Term | Payment per $10,000 Borrowed | |
| 10 Year Fixed | as low as 5.70% | 120 Months | $109.53 |
| 15 Year Fixed | as low as 5.65% | 180 Months | $82.51 |
| Second Mortgage Loan | as low as 5.70% | 120 Months | $109.53 |