Rates
Savings Rates
| Rate Type | Annual Percentage Yield (APY**) | Dividend Rate |
|---|---|---|
| Share Savings | 0.25% | 0.250% |
| Special Savings | 0.25% | 0.250% |
| Tax & Insurance | 0.18% | 0.180% |
| IRA | 0.65% | 0.652% |
| Christmas Club | 0.50% | 0.501% |
| Jr. Savings / Special Savings | 0.50% | 0.501% |
| Share Certificate (CD) Rates - Requires $1000 Minimum Balance To Open. (Penalty For Early Withdrawal May Be Imposed.) | ||
| 91 day | 4.750% | 4.835% |
| 182 day | 4.850% | 4.909% |
| 12 month | 5.050% | 5.146% |
| 18 month Special ($5,000.00 min.) | 2.350% | 2.371% |
| 24 month | 2.450% | 2.473% |
| 30 month | 2.550% | 2.574% |
| 36 month | 2.650% | 2.676% |
| 48 month | 2.750% | 2.778% |
Loan Rates
| Loan Type | Loan Rate (APR*) | Term | Payment per $1000 Borrowed |
|---|---|---|---|
| New Cars (2024 - 2022) | as low as 5.59% | 36 Months | $30.24 |
| Used Cars (2021 & older) | as low as 5.99% | 36 Months | $30.43 |
| Kwik Cash | 15.90% | LOC | $30.00 |
| Unsecured Loan | as low as 9.99% | 36 Months | $32.23 |
| Share Secured | 4.00% | 36 Months | $29.53 |
| CD Secured | 3% above CD rate | ||
| First Mortgage Lien | Term | Payment per $10,000 Borrowed | |
| 10 Year Fixed | as low as 6.75% | 120 Months | $114.85 |
| 15 Year Fixed | as low as 6.45% | 180 Months | $86.86 |
| Second Mortgage Loan | as low as 6.75% | 120 Months | $114.85 |